Institutional Asset Management
We empower credit unions to grow their wealth management business through our innovative products and solutions, unwavering commitment to service, and unparalleled industry expertise, all focused on helping every client realize their financial aspirations.
Funding employee benefits just got a lot more fund for everyone.
Medical. Dental. Vision. Life. Competitive benefits packages not only help recruit and retain talent, but they align with the service culture of credit unions. With the rising costs of benefits, credit unions are faced with the challenge of how to best fund their compensation plans. Which is why Members Trust Company pioneered a better way to fund your employee and executive benefits through actively managed investment returns rather than operating income.
We tailor your Employee Benefit Funding to your needs, goals, and risk tolerance and actively manage your portfolio to reduce risk.
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Target benefits like health insurance premiums, 401k contributions, pension contributions, sick/vacation time, etc.
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Investment flexibility to match long-term costs to long-term assets
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Include non-703 investments
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Minimize total portfolio risk on the balance sheet
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Fund a targeted expense
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Diversify risk
There’s a reason why Trust is our middle name™
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Custom Solutions. We provide expertise in developing your organization’s investment policy, and tailor the investment strategy to your giving needs.
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Conservative Approach. We’ve been recognized by Forbes and Morningstar for our use of ETFs, selected for their transparency, liquidity, low cost, and diversification benefits.
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Capable Team. Our team manages over $4 billion in assets, including over $370mm in Charitable Donation Accounts for credit unions across the country.
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Credit-Union Values. We abide by the management philosophy of our owners – Credit Unions Nationwide – to act in the best interest of our clients while fulfilling our fiduciary duty as a trust company.
You already own us. Get ready to use us.
In 2004, our Investment Team adopted the strategy of using Exchanged Traded Funds (ETFs) in portfolio design, making us one of the first trust companies in the United States to recognize their lower cost and tax efficiency. Since then, we’ve been recognized by Forbes and Morningstar for actively managed, diversified investment strategies that focus on both risk and return.
This means our credit union partners frequently achieve higher* long-term returns through our focus on minimizing short- term volatility and risk in down periods. Our team of investment professionals hold the highest Chartered Financial Analyst® designation and have been continually recognized in the industry as innovators and subject matter experts in trust and investment solutions, big and small.
Employee Benefit Funding Trusts: More Benefits. More Fund.
Our credit union partners have offset 38% of their benefit costs through Employee Benefit Funding Trusts.
