Wealth Management

We empower credit unions to grow their wealth management business through our innovative products and solutions, unwavering commitment to service, and unparalleled industry expertise, all focused on helping every client realize their financial aspirations.

Members trust Members Trust.

Our full breadth of capabilities are focused on empowering credit unions to grow their wealth management business and helping every member realize their financial aspirations.

MTC helps credit unions’ Investment Programs support their members by providing broad access to MTC’s low-cost, tax efficient, industry-recognized investment models on brokerage platforms through your MTC Partner. We are currently on Envestnet and LPL’s platforms and expanding.

We help credit unions and individual investors SHINE.

S - Simplifying our clients’ trust, investment management, and estate needs
H - High-end service for every client, no one is overlooked at MTC
I - Implementing distinct premium solutions for clients and credit unions’ corporate capital
N - National trust company with locations across the country
E - Ethical investment team that is always committed to serving in the client’s best interest

Introducing MTC’s ETF Portfolio Advantage®

Financial Advisors will gather information and ask questions to understand clients’ investment objectives, goals, risk tolerance, and time horizon to develop an appropriate asset allocation.

Our Investment Team monitors and tracks the performance of your MTC’s ETF Portfolio Advantage® models investment account against Performance Benchmark and Asset Allocation targets.

Our Investment Team continually realigns and rebalances MTC’s models to ensure high quality instruments, tax maximization and asset diversification, which is critical in managing investment risk.

Advantages of Members Trust Company’s ETF Portfolio Advantage®

Low Cost

Investment management costs to maintain ETFs are generally much lower and tax efficient than mutual funds.
Transparency

We claim compliance with Global Investment Performance Standards® (GIPS) — we’re committed to the fair representation and full disclosure of investment performance.
Non-Proprietary

We do not create our own ETFs, and we do not receive compensation for investing in any particular ETF or fund family.
Tax Sensitivity

We use thoughtful strategies to increase returns while avoiding or minimizing tax impact.
Opportunistic Rebalancing

We actively manage and manually rebalance portfolios throughout the day to take advantage of market news and fluctuations.
Diversification

We can diversify an investment portfolio over a wide range of market sectors much more cost effectively than through individual stocks.

ETF Portfolio Advantage Models

We offer seven different models to meet your particular objectives and needs. Our Investment Team monitors each model against benchmarks and rebalances to maintain target allocations — including trading in response to market and industry changes.

Your Best Interest Is What We Do Best

Annually or, upon notice of a change in circumstances, financial advisors will meet with clients to monitor any life changes that may have occurred in order to ensure Investment Policy Statement compatibility with life’s events and circumstances.