Meet the Team Putting People Before Profits.

MTC Team

John Largent

John M. Largent, CFA, CFP®, CAP, CCE

President & CEO
Chief Investment Strategist

John joined MTC in 2004, and has been instrumental in developing the innovative investment solutions provided to our clients.

John Largent

John M. Largent, CFA, CFP®, CAP, CCE

President & CEO
Chief Investment Strategist

John joined MTC in 2004, and has been instrumental in developing the innovative investment solutions provided to our clients.  He began his career on the floor of the New York Stock Exchange and has over 35 years of experience in the financial services industry. He is a member of the national Financial Planning Association, the Financial Planning Association of Tampa Bay, and the CFA Institute. John has continued his executive education at Harvard, Wharton, Stanford and Cornell University.

Neil Archibald

Neil P. Archibald, JD

Executive Vice President, COO
General Counsel

Neil brings over twenty years of experience in the legal and trust industries.

Neil Archibald

Neil P. Archibald, JD

Executive Vice President, COO
General Counsel

With over twenty years’ experience in the legal and trust industries, Neil has held multiple roles including Chief Operating Officer, Chief Fiduciary Officer, Chief Compliance Officer and General Counsel. Prior to joining Members Trust Company, Neil worked as a teacher, a lawyer, and as a trust officer. Neil is a graduate of the University of Virginia and received his JD at the University of Maryland, and has continued his executive education at Cornell’s Johnson School of Management, and the Wharton and Darden Schools of Business.

Kate Braddock photo

Kate Braddock, CFA

Vice President, Co-Chief Investment Officer

Kate has over 25 years of experience in the financial services industry.

Kate Braddock photo

Kate Braddock, CFA

Vice President, Co-Chief Investment Officer

Kate has over 25 years of experience in the financial services industry, including positions at Eaton Vance, Putnam, and Janus where her main focus was on economic, fixed income and yield curve analysis. Since joining Members Trust Company in 2001, she has worked to optimize the mutual fund allocation model line while focusing on providing customized solutions for individual client’s investment needs. Kate is an active member of the CFA Institute and the CFA Society of Colorado. Kate graduated Cum Laude in Economics from the University of Vermont.

T.L. Brown, JD

Vice President, Senior Fiduciary Officer

T.L. has over 15 years of experience in estate and trust administration.


T.L. Brown, JD

Vice President, Senior Fiduciary Officer

T.L. has over 15 years of experience in estate and trust administration.  He earned his BA, JD, and MBA degrees from Wake Forest University, and is a member of the North Carolina Bar and US Supreme Court Bar.  Prior to joining Members Trust Company in 2021, T.L. most recently served as VP, Senior Fiduciary Procedural Consultant at Wells Fargo Bank.

George Cotto, JD, CTFA

Vice President, Senior Fiduciary Manager

George has over 23 years of experience in personal trust and fiduciary investment management.


George Cotto, JD, CTFA

Vice President, Senior Fiduciary Manager

George has over 23 years of experience in personal trust and fiduciary investment management.  He has served as a trust officer and fiduciary risk manager for Wells Fargo Trust, Wachovia Trust and Merrill Lynch Trust in various national wealth management settings: field, center, family, and international offices.  He is a Certified Trust and Financial Advisor by the American Bank Association. George received his B.A. from Florida State University and his J.D. from Florida Coastal School of Law.

Jonnathan De Jesus, CFA, CIPM®

Vice President, Senior Portfolio Manager

Jonnathan graduated from the University of South Florida with a B.S. degree in Finance.


Jonnathan De Jesus, CFA, CIPM®

Vice President, Senior Portfolio Manager

Jonnathan graduated from the University of South Florida with a B.S. degree in Finance. Since joining Members Trust Company in 2015, he has worked diligently to blend his unique data-focused experience with his approach to investment management. Recognized as an innovator in investment performance measurement, Jonnathan has presented at the PMAR North America conference to discuss how Python is incorporated in the investment operations supporting Members Trust Company’s claim of compliance with Global Investment Performance Standards (GIPS®).

Members Trust Company (MTC) claims compliance with the Global Investment Performance Standards (GIPS®). GIPS® is a registered trademark of CFA Institute. CFA Institute does not endorse or promote this organization, nor does it warrant the accuracy or quality of the content contained herein. To obtain GIPS-compliant performance information for the firm’s strategies and products, please contact MTCLargentTeam@memberstrust.com.

Sipi Gupta, JD

AVP, Fiduciary Advisor

Sipi is a licensed attorney in the State of New Jersey and the Commonwealth of Pennsylvania and has nearly 15 years of experience in the legal and trust/estate fields.


Sipi Gupta, JD

AVP, Fiduciary Advisor

Sipi is a licensed attorney in the State of New Jersey and the Commonwealth of Pennsylvania, and has nearly 15 years of experience in the legal and trust/estate fields. She earned her BA and MA from the University of Maryland, Baltimore County and received her Juris Doctor from Temple University, Beasley School of Law. Sipi also serves on the Board of Directors for Art-Reach, an arts and disabilities nonprofit.

Dawn Handler, CFP®

Vice President, Senior Fiduciary Officer

Dawn brings to Members Trust Company over 25 years of experience in the trust services industry and 10 years administering special needs trusts.


Dawn Handler, CFP®

Vice President, Senior Fiduciary Officer

Dawn brings to Members Trust Company over 25 years of experience in the trust services industry and 10 years administering special needs trusts. She works closely with the Company’s fiduciary field officers to instill controls, guidelines and strategies designed to mitigate fiduciary risk. Dawn also manages a personal book of complex trust relationships, which include settlement preservation, family, and charitable trusts.

Kathleen Miller, CTFA

VP, Senior Trust Officer

Kathleen Miller has been in the financial services industry for nearly 20 years.


Kathleen Miller, CTFA

VP, Senior Trust Officer

Kathleen Miller has been in the financial services industry for nearly 20 years.  She received her undergraduate degree in Mathematics Education with a minor in Physics.  She went on to obtain her MBA and graduated from Canon Trust School, ultimately receiving her CTFA designation. Kathleen’s professional affiliations include chairing various fundraisers that ultimately raised $1.3 million that benefited various organizations and non-profits in the Northern Virginia area.  Kathleen also served as a member of the Board of Directors for the ARC of Northern Virginia’s Foundation, which oversees the special needs trust management services, serves as a source of financial support to the ARC and manages an investment portfolio to support the ARC and fundraising activities.

Chris Morgan, CFA, CFP®

Vice President & Senior Portfolio Manager

Chris Morgan co-manages Members Trust Company portfolios in Florida and Iowa.


Chris Morgan, CFA, CFP®

Vice President & Senior Portfolio Manager

Chris Morgan co-manages Members Trust Company portfolios in Florida and Iowa. Chris brings 12 years of financial market experience to Members Trust Company, and has earned the prestigious Chartered Financial Analyst®, CFA®, CFP® designation in 2016. He has also earned his Series 7, 63, 65, 66, 86 and 87 licenses from FINRA.

Tamara Kid

Tamara Pataky Kidd, JD

Vice President, Senior Trust Officer

Tamara has over thirty years of experience in estate planning and estate and trust administration.

Tamara Kid

Tamara Pataky Kidd, JD

Vice President, Senior Trust Officer

Tamara has over thirty years of experience in estate planning and estate and trust administration. Fluent in English and Spanish, she earned her Juris Doctor degree from Washington University and is an active member of the Florida Bar. Prior to joining Members Trust Company in 2007, she served as VP, Chief Trust Officer, at Merrill Lynch and VP, Trust Service Manager, at Comerica Bank.

photo of Crystal Riganati

Crystal Riganati, PHR, SHRM-CP

Vice President, Human Resources

Crystal is involved in many aspects of day to day operations, with full responsibility and oversight of the HR function for MTC.

photo of Crystal Riganati

Crystal Riganati, PHR, SHRM-CP

Vice President, Human Resources

Crystal is involved in many aspects of day to day operations, with full responsibility and oversight of the HR function for Members Trust Company. With over ten years of Human Resources experience, her areas of ownership include compliance, employee relations, personnel management, recruiting, employee benefit programs, payroll, training, performance, and compensation. Expertise also includes partnering with Board members and other members of management on strategic planning and business matters.

Crystal received her Bachelor of Arts from Florida Atlantic University. She is PHR and SHRM-CP certified, and a member of the Society for Human Resources Management and HR Tampa.

Jason Ritzenthaler

Jason Ritzenthaler, CFA, CTFA

Co-Chief Investment Officer
Director of Investments & Institutional Business

Jason has over 15 years of experience in the financial services industry.

Jason Ritzenthaler

Jason Ritzenthaler, CFA, CTFA

Co-Chief Investment Officer
Director of Investments & Institutional Business

With over 15 years of experience in the financial services industry, Jason has collaborated with global portfolio managers and industry experts at the CFA European conference and Harvard University. Since joining Members Trust Company in 2005, Jason has provided analytical research and strategy while co-managing ETF model portfolios. Jason is a member of the CFA Institute, CFA Society of Chicago, CFA Society of Madison and Chicago Council on Global Affairs. Jason graduated from Florida State University with dual degrees in Finance and Management Information Systems.

Sara Schwartz

Chief Compliance Officer

Sara spent 9 years in compliance at Raymond James Financial Services before coming to MTC as Chief Compliance Officer.


Sara Schwartz

Chief Compliance Officer

Sara spent 9 years in compliance at Raymond James Financial Services before coming to Members Trust Company as the Chief Compliance Officer. She received her B.S. in Accounting and Finance from the University of Florida, and her MBA from the University of South Florida.

Board of Directors

Jonathan Rich

Jonathan D. Rich

Chairman

Mr. Rich is a retired equity partner of the law firm of Holland & Knight, where he devoted the majority of his thirty-year practice to advising banks and trust companies on matters of trust law.

Jonathan Rich

Jonathan D. Rich

Chairman

Mr. Rich is a retired equity partner of the law firm of Holland & Knight, where he devoted the majority of his thirty-year practice to advising banks and trust companies on matters of trust law. He is a past member of the Board of Directors and Chairman of the Audit Committee of STI Capital Management, N.A., the investment management affiliate of SunTrust Banks, Inc. He received his B.A. from Hampshire College and his J.D., with honors, from Stetson University College of Law, where he was an editor of the Stetson Law Review.

Stephen Appel

Stephen L. Appel

Mr. Appel a retired managing partner of KPMG, LLP, where he worked with clients in financial services for thirty-four years.

Stephen Appel

Stephen L. Appel

Mr. Appel a retired managing partner of KPMG, LLP, where he worked with clients in financial services for thirty-four years. Presently, he is an adjunct professor of accounting at the Rollins College Crummer Graduate School of Business. He also serves on the Board of Directors and as the Chairman of the Audit Committee of The Goldfield Corporation and is a Board Governance Fellow of the National Association of Corporate Directors. He received his B.S. and MBA from Drake University.

Melva McKay-Bass

Melva McKay-Bass

Ms. McKay-Bass is the Senior Vice President of Business Development at Suncoast Credit Union.

Melva McKay-Bass

Melva McKay-Bass

Ms. McKay-Bass is the Senior Vice President of Business Development at Suncoast Credit Union, where, with more than twenty years of financial and business experience, she is responsible for business deposits and lending, leading the trust and investments team, and overseeing the property and casualty insurance agency, title agency and real estate agency. She earned a B.S. in accounting from Florida A&M University and began her career at SunTrust Bank.

Rob Comfort

Rob Comfort

Mr. Comfort is the President of CUNA Brokerage Services, Inc. (CBSI).

Rob Comfort

Rob Comfort

Mr. Comfort is the President of CUNA Brokerage Services, Inc. (CBSI). Prior to joining CBSI, he served as Executive Vice President of LPL Financial. Before that, he served as Managing Director of Huntington Wealth Advisors, which he grew into one of the ten largest bank broker-dealers in the country. He earned his B.S. from Miami University in Ohio and is a FINRA registered broker dealer. He has over twenty-five years of experience in the financial services industry

Barbara O’Donnell

Barbara O’Donnell

Ms. O’Donnell is the former President of SunTrust Delaware Trust Company, SunTrust’s offshore trust company, and SunTrust Banks, Inc.’s multi-family office subsidiary, Asset Management Advisors.

Barbara O’Donnell

Barbara O’Donnell

Ms. O’Donnell is the former President of SunTrust Delaware Trust Company, SunTrust’s offshore trust company, and SunTrust Banks, Inc.’s multi-family office subsidiary, Asset Management Advisors. She earned her B.A. from Bryn Mawr College and J.D. from the University of Michigan School of Law. She had a private tax and estate planning practice at the law firm of Sutherland, Asbill & Brennan in Atlanta. A frequent speaker and author on estate and charitable planning, as well as other fiduciary topics, she was the first female law professor at the University of Georgia Law School and the first tenured female law professor at the Emory University School of Law.

Jim Purdy

James Purdy is the managing partner of the New York City law firm, Fulton Vittoria, LLP.


Jim Purdy

James Purdy is the managing partner of the New York City law firm, Fulton Vittoria, LLP. Mr. Purdy brings over 30 years of experience in practicing trust and estate law. A major part of his practice focuses on advising banks and trust companies in estate and trust administration, and he sits on the boards of several charitable foundations established by his clients. Since his election to Members Trust Company’s board, he has been appointed to serve on the Governance and Nominating Committee.

Blaine Rieke

Blaine Rieke

Mr. Rieke is the retired chairman and CEO of Firstar Trust Company, Milwaukee, Wisconsin.

Blaine Rieke

Blaine Rieke

Mr. Rieke is the retired chairman and CEO of Firstar Trust Company, Milwaukee, Wisconsin. He is a former Chair of the Trust Division of the American Bankers Association. He graduated from Nebraska Wesleyan University and holds a law degree from the University of Nebraska and an MBA from the University of Chicago, Booth Graduate School of Business. He is licensed to practice law in Illinois and Nebraska. He is a former Chair of the Board at the Medical College of Wisconsin and served on the Board of Directors at the Greater Milwaukee Foundation. He serves on the Board of Directors of the Supporting Organization of the Indian Community School of Milwaukee, which is responsible for the school’s endowment fund.

Sara Trexler

Sara Trexler is Chief Legal Officer/General Counsel at State Employees' Credit Union (SECU), where she has worked for 37 years.


Sara Trexler

Sara Trexler is Chief Legal Officer/General Counsel at State Employees’ Credit Union (SECU), where she has worked for 37 years. After 20 years in SECU’s branch network, she moved into operations, where she was the founding Senior Vice President of SECU’s Trust Services division. Today, she leads the legal department and compliance areas of SECU. An active CFP ® professional as well as an attorney, she is highly involved in the American Bar Association’s Credit Union Committee and serves as Vice-Chair of CUNA’s Risk and Compliance Council.

Scott Strand

Scott Strand

Mr. Strand is an Executive Vice President and Chief Operating Officer for BECU in Seattle, Washington.

Scott Strand

Scott Strand

Mr. Strand is an Executive Vice President and Chief Operating Officer for BECU in Seattle, Washington. Scott has over 30 years of experience in the financial services industry, and prior to joining BECU in 2008, Scott held several regional and national leadership roles for WaMu and Bank of America. He received his B.A. in finance from Western Washington University and his Executive MBA from the Foster School of Business at the University of Washington. Scott is also a graduate of the Pacific Coast Banking School and the CUES CEO Institute. Scott serves as a Director for Landau Associates and the Economic Alliance of Snohomish County.

Diane Young

Diane Young is Chief Operating Officer at Navy Federal Financial Group (NFFG), the wholly-owned subsidiary of Navy Federal Credit Union.


Diane Young

Diane Young is Chief Operating Officer at Navy Federal Financial Group (NFFG), the wholly-owned subsidiary of Navy Federal Credit Union. Young began her career in the financial services industry as Vice President of Merrill Lynch in 1986. At NFFG, she is responsible for serving the financial, savings, and investment needs of credit union members.  She has received the CEO Leadership Award at E*TRADE and the ESGR Patriot Award for creating a “culture of support” for military reservists on her team.