Making You More so You Can Do More.

How do you fund employee benefits with rising healthcare costs? How do you give more to the causes that matter most?

Members Trust Company can tailor your Employee Benefit Funding and Charitable Donation Accounts to your needs and goals, while actively managing your portfolio to reduce risk.

Trust is Our Middle Name

There’s a Reason Trust is Our Middle Name.™

  • We provide expertise in developing your organization’s investment policy, and tailor the investment strategy to your needs.
  • Members Trust is recognized by Forbes and Morningstar for actively managed, diversified investment strategies that focus on both risk and return. Our credit union partners achieve higher long-term returns through our focus on minimizing short-term volatility and risk in down periods.
  • Our team manages over $3.7 billion in assets including over $1 billion in credit union EBFT and CDA investments. We’re big enough to bring the right expertise for the job, but small enough for each and every customer to personally matter.
  • We abide by the management philosophy of our owners – America’s Credit Unions –to act in the best interest of our clients while fulfilling our fiduciary duty as a trust company.
  • We are the accessible low-cost provider with a long-term track record of success.


Members Trust products are (1) Not FDIC Insured, (2) No Bank Guarantee, and (3) May Lose Value. Past performance is not indicative of future results; return comparisons are between a composite of MTC Credit Union CDA & EBFT returns and the average return on average assets as reported by the NCUA from 2013 to 2020. Composite returns are gross of management fees. For EBFTs, offset of benefit costs cited may not be representative of future benefit cost saving.