Charitable Donation Accounts

A Charitable Donation Account (CDA) is a sustainable charitable funding strategy. Through Charitable Donation Accounts, credit unions support communities through investment returns, rather than charge members a fee or pay it as an expense. By providing credit unions with more income and causing a greater impact in charitable giving, Charitable Donation Accounts are truly a win-win for credit unions and their communities.

Give More by Making More.

Our credit union partners have earned 6x more on CDA investments than their standard investments.

*Charitable Donation returns as of 12/31/20

CDA vs ROA

How Do Charitable Donation Accounts Work?

A minimum of 51% of the total return of a Charitable Donation Account must be distributed to qualified charities.

Take Advantage of the ETF Portfolio Advantage®

We tailor your Charitable Donation Accounts to your needs, goals, and risk tolerance and actively manage your portfolio to reduce risk.

  • We provide expertise in developing your organization’s investment policy and offer customized solutions to meet your giving needs.
  • Our team manages over $4 billion in assets, including $225mm in Charitable Donation Accounts for credit unions across the country.
  • We claim compliance with Global Investment Performance Standards® (GIPS) and analyze investment risk, liquidity risk, and compliance risk.
  • We abide by the philosophy of our owners, America’s Credit Unions, to act in the best interest of our clients while fulfilling our fiduciary duty as a trust company.

CLICK TO VIEW CDA FAQS

Portfolio Allocations. 1year. 3year. 5year. 10year.

*Charitable Donation returns as of 12/31/20

Members Trust Company (MTC) claims compliance with the Global Investment Performance Standards (GIPS®). GIPS® is a registered trademark of CFA Institute. CFA Institute does not endorse or promote this organization, nor does it warrant the accuracy or quality of the content contained herein. To obtain GIPS-compliant performance information for the firm’s strategies and products, please contact MTCLargentTeam@memberstrust.com.
Members Trust products are (1) Not FDIC Insured, (2) No Bank Guarantee, and (3) May Lose Value. Past performance is not indicative of future results; return comparisons are between a composite of MTC Credit Union CDA & EBFT returns and the average return on average assets as reported by the NCUA from 2013 to 2020. Composite returns are gross of management fees. For EBFTs, offset of benefit costs cited may not be representative of future benefit cost saving.

Charitable Donation Account Success Stories

Helping our credit union partners give back more to the communities they serve is not just our priority today, but always.
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Fire Family Scholarship Fund

The Fire Family Foundation, funded through Firefighters First Credit Union’s CDA, awards $50,000 in scholarships to biological or adopted children students of firefighters.

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BECU Member Summit

The BECU Members Summit is an annual event for members that provides financial education on topics like What to Consider When Starting a Business and What Everyone Needs to Know About Estate Planning.

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Penguins at the Dakota Zoo

Capital Credit Union used its CDA dollars to bring 200 penguins to the Dakota Zoo – furthering education and paying homage to their beloved mascot.

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SuperiorFirst Homebuyer Program

Superior Credit Union assists low and moderate-income homebuyers with down payments and closing costs during the purchase of their first home.

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Y-12 Gives Foundation

Y-12 Credit Union uses its CDA to help fund the Y-12 Gives Foundation, which provides food, education, and other resources to undernourished children.

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People Helping People

Annual awards program to recognize and honor both BECU members and organizations that devote their time to helping others in the community.

CDA me ASAP.

Contact us today to start giving more tomorrow.

Jason Ritzenthaler, CFA, CTFA
Co-Chief Investment Officer
Director, Institutional Investments
Direct: 813-386-8705
Jason.Ritzenthaler@memberstrust.com